What is a Registered Investment Advisor?

A Registered Investment Advisor is an individual or entity who has registered with the Securities and Exchange Commission (SEC) or the appropriate State securities agency, with the intent to offer investment advice.

What do you mean by “independent advice”?

Crosswell Advisors is not affiliated with any bank, brokerage firm or insurance company. This independence allows us to freely recommend any product or service to our clients.

In contrast with traditional financial advisors (working for a bank or brokerage firm) who receive commissions from the products or investments they recommend, we are compensated directly by our clients. This eliminates any conflict of interest and allows us to focus exclusively on offering a genuine advisory service, not in sales.

If I hire Crosswell Advisors, where would my assets be custodied (kept)?

Crosswell Advisors does not take possession of your funds. Our clients’ assets are held in accounts under their names at the financial institution of their choice.

Why should I hire Crosswell as my investment advisor?

In today’s uncertain world, where financial markets and economies are highly correlated and globally interdependent, it is vital to have someone with experience and knowledge, with principles and integrity, someone who really works for you and provides professional advice without conflicts of interest – that someone is Crosswell Advisors.

What would be the process to start working with Crosswell Advisors?

It is very simple. The client employs Crosswell Advisors through the execution of an investment advisory agreement, which establishes the terms and conditions of the relationship and makes reference to the investment account that will be under our management. In the event that the client does not have an existing investment account or wishes to start a new one, Crosswell can gladly assist in the process of opening a new account.

This Website is for informational purposes only and does not constitute a complete description of our investment services of performance. This Website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exist. Information throughout this site, whether stock qoutes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources wich we, and our suppliers believe reliable, but we do not warrant or guarantee the timelines or accuracy of this information, Nothing in this Web site should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall bee lable for any errors or inaccuracies, regardless of cause, or the lack of timeliness, or for any delay or interruption in the transmission there of to use user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED WEBSITE".

Crosswell Advisors, LLC respects your right to privacy. We have always been committed to secure the confidentiality and entegrity of your personal information. We are proud of our provacy practices and want our current and prospective customers to understand what information we collect and how we use it.

WHY WE COLLECT YOUR INFORMATION

We gather information about you and your accounts so that we can (i) know who you are and there by prevent unauthorized access yo your information. (ii) design and improve the products and services we offer and (iii) comply with the laws and regulations tat govern us.

WHAT INFORMATION WE COLLECT

We may collect the following types of "nonpublic personal information" about you:

• Information about your indenty, such as your name, address and social security number
• Information about your trnsactions with us.
• Information we receive from your on applications, such as your beneficiaries or income.

WHAT SOURCE WE OTAIN YOUR INFORMATION

We collect nonpublic personal information about Crosswell Advisors, LLC clients such as you from the following sources:

• Information we receive from you on applications or other forms.
• Information about your transactions with us, our afffiliates, or others, and
• If you visit our website, information we collect via web server, often referred to as a "cookie". Cookies indicate where a site visitor has been online and what has been viewed.

WHAT INFORMATION WE DISCLOSE

We do not cisclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Moreover, we weill not release information about our customers or former customers unless one of the following conditions is met:

• We receive your prior written consent.
• We believe the recipient to be you or your authorized representative.
• We are required by law to erlease information to the recipient.

We only use information about you and your account to help us better serve your investment needs or tu suggest services or educational materials that may be of interest to you.

CONFIDENTIALITY AND SECURITY

We maintain physical, electronic and procedural safeguards to guard your personal account information. To futher protect your privacy, our website uses the highest levels of internet security, including data encryption, user names and passwords, and other tools. We also retric access to your personal and financial data to authorized Crosswell Advisors, LLC associates who have a need for these records. We require all nonaffiliated organitations to conform to our privacy standards and are contractually obligated to keep the information provided confidential and used as requested. Furthermore, we will continue to adhere to the privacy policies and practices described in this notice even after your account is closed or becomes inactive.

We will continue to conduct our bussiness in a manner that conforms with our pledge to you, your expectations and all applicable laws.